If you are a current resident or planning to move to Oconee County, South Carolina, we would like to serve your financial needs. We are a traditional Savings and Loan specializing in savings accounts and home mortgages.

We've been serving the people of South Carolina's "Golden Corner" since 1924. As a true "local-community" financial institution, we take pride in the outstanding service that we give our customers.

Five Star Rating

Oconee Federal has earned Bauer Financial’s 5-Star Superior Rating again. This rating means Oconee Federal is among the strongest financial institutions in the country. For more information please visit www.bauerfinancial.com.

FDIC Deposit Insurance

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverageis in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

If you have questions about your insurance coverage, visit www.fdic.gov, which features the Electronic Deposit Insurance Estimator (EDIE), an interactive Web site that can be used to calculate deposit insurance. You can also call FDIC deposit insurance specialists toll-free at 1-877-ASK-FDIC (1-877-275-3342).

Business Hours of All Offices and Branches

Monday - Thursday 9:00 am to 4:00 pm
Friday 9:00 am to 6:00 pm

Protect Your Identity

Do NOT use email to transmit any personal or account-related information. Neither Oconee Federal nor the FDIC will ever email you and ask you for your Social Security number, account numbers, PIN numbers, etc. Do not click on any hyperlinks within this type of email or provide any personal financial information via this method of communication. Always contact us if you receive a suspicious email.

Notice to Business/Commercial Customers:

In compliance with Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notifies you that restricted transactions are prohibited from being processed through any account with our institution.

As of June 1, 2010, Regulation GG prohibits restricted transactions in your account. Restricted transactions include, but are not limited to checks, debit or credit card transactions, ACH or drafts that are knowingly accepted in connection with unlawful Internet gambling.

We may block or reject any restricted transactions or close any account we believe is in receipt of such transactions. If this doesn’t apply to your business, no action is required. Contact us for further details.

Oconee Federal Financial Corp.

Oconee Federal Savings and Loan is a wholly-owned subsidiary of Oconee Federal Financial Corp. For information about Investor Relations click here.