background image

PERSONAL BANKING
CHECKING

Action Checking

Our Action Checking account offers simplicity, giving you the services you need without the hassles.

  • $100 minimum balance to open
  • No monthly service charge
  • Online Banking and Bill Pay
  • Unlimited check writing
  • ATM or debit card
  • eStatements
  • Check images accessible through Online Banking
  • Overdraft protection available (subject to approval)

Smart Checking

We believe that an account that enables you to earn interest with few requirements is truly “smart.”

  • $100 minimum balance to open
  • $10 monthly service charge can be avoided by maintaining a $100 minimum balance
  • Online Banking and Bill Pay
  • Unlimited check writing
  • ATM or debit card
  • eStatements
  • Check images accessible through Online Banking
  • Overdraft protection available (subject to approval)

Premium Checking

Our premier account, designed for those who keep higher checking balances, pays interest at balance-based tiered rates.

  • $10,000 minimum balance to open
  • $15 monthly service charge can be avoided by maintaining a $2,500 minimum balance
  • Tiered interest paid as follows:
    • Up to $2,499
    • $2,500-$9,999
    • $10,000 and up
  • Online Banking and Bill Pay
  • Unlimited check writing
  • Basic checks provided at no charge
  • ATM or debit card
  • eStatements or paper statements available at no charge
  • Check images accessible through Online Banking
  • Overdraft protection available (subject to approval)

eStatements

Choosing to receive eStatements enables you to see, print, and store your account statements and check images within the security of Online Banking. An email message is automatically sent to you each time your new eStatement is available for viewing. Additionally, you have the ability to add third-party access for an accountant, attorney, etc. Plus, we’ll archive your eStatements for 18 months.

 

We’re Mortgage Specialists

Let Oconee Federal help you purchase, build, or refinance your home with competitive rates and unbeatable service.

Learn more

Banking At Your Fingertips

Enjoy the benefits and convenience of banking anywhere, anytime with the Oconee Federal Mobile Banking App.

Learn more