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If you are a current resident or planning to move to Oconee County, South Carolina, we would like to serve your financial needs. We are a traditional Savings and Loan specializing in savings accounts and home mortgages.

We've been serving the people of South Carolina's "Golden Corner" since 1924. As a true "local-community" financial institution, we take pride in the outstanding service that we give our customers.



Attention Oconee Federal Customers

A booklet was recently mailed to you detailing important information and answering questions regarding our upcoming merger with Stephens Federal Bank.

To view this booklet, click here.


Five Star Rating

Oconee Federal has earned Bauer Financial’s 5-Star Superior Rating again. This rating means Oconee Federal is among the strongest financial institutions in the country. For more information please visit

FDIC Deposit Insurance

If you have questions about your insurance coverage, visit, which features the Electronic Deposit Insurance Estimator (EDIE), an interactive Web site that can be used to calculate deposit insurance. You can also call FDIC deposit insurance specialists toll-free at 1-877-ASK-FDIC (1-877-275-3342).

Business Hours of All Offices and Branches

Monday - Thursday 9:00 am to 4:00 pm
Friday 9:00 am to 5:30 pm

Drive-thru lanes open 8:30 am each day

Protect Your Identity

Do NOT use email to transmit any personal or account-related information. Neither Oconee Federal nor the FDIC will ever email you and ask you for your Social Security number, account numbers, PIN numbers, etc. Do not click on any hyperlinks within this type of email or provide any personal financial information via this method of communication. Always contact us if you receive a suspicious email.

Notice to Business/Commercial Customers:

In compliance with Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notifies you that restricted transactions are prohibited from being processed through any account with our institution.

As of June 1, 2010, Regulation GG prohibits restricted transactions in your account. Restricted transactions include, but are not limited to checks, debit or credit card transactions, ACH or drafts that are knowingly accepted in connection with unlawful Internet gambling.

We may block or reject any restricted transactions or close any account we believe is in receipt of such transactions. If this doesn’t apply to your business, no action is required. Contact us for further details.


Oconee Federal Financial Corp.

Oconee Federal Savings and Loan is a wholly-owned subsidiary of Oconee Federal Financial Corp. For information about Investor Relations click here.