Personal Savings Accounts     

At Oconee Federal, we believe it is never too late to save for your future.
Our flexible accounts offer low balance requirements and no-hassle transfers, which makes saving easy and affordable.
As a community bank, we work with you to understand your needs and offer you the benefits of the personal service you deserve.

a pile of coins sitting next to a clock.

Statement Savings

Put your funds to work while keeping them accessible and secure in this interest-bearing account.

a little boy laying on the floor with a toy airplane.

Money Moose Savings

Our young saver’s club account earns interest while promoting good saving habits.

Personal Savings Accounts

AccountStatement SavingsMoney Moose Savings
Key FeaturesATM CardNo Monthly Account Fees
Minimum Opening Balance$25 $5
Minimum Monthly Balance to Avoid an Account Fee$100 None
Interest BearingYesYes
Unlimited ATM TransactionsYesNone
Monthly Account Fee$5 for balance below $100None